If you are struggling with debt, we are here to help with the bankruptcy process. In fact, there are only three simple steps to a life free of worrying about debt. Read on to learn more.
Step 1 — Schedule a Consultation to Learn About the Bankruptcy Process
Please bring the following documents with you to the consultation:
- The Bankruptcy Questionnaire, which you can find here.
- Your paystubs for the last 6 months. If you are married, we also need to see your spouse’s paystubs for the last 6 months.
- A recent statement for each mortgage.
- A recent statement for each vehicle loan.
- Documentation for any other secured debt.
- Documentation for any tax liabilities.
Information on all other debt you have, including credit cards, medical bills, personal loans, payday loans, etc. At a minimum, we need to know approximately how much you owe for each type of debt.
A list and value of your property and assets. Property and assets includes anything that has value. While we do not need a list of your household belongings and furniture at the first consultation, we do need to know about any bank accounts, investments, timeshares, guns, jewelry, musical instruments, and other valuable items.
If you own and operate a business, we will need, at a minimum, your financial statements for the current and prior year, and a list of the business assets. When you schedule your consultation, please ask us what else we need to see for your business.
Step 2 — Determine the Best Solution
We will evaluate your situation using the documents and information that you bring in. We will then discuss the applicable types of bankruptcy, including Chapter 7, Chapter 13, and Chapter 11, and the benefits you can receive from each. If appropriate, we will also discuss non-bankruptcy alternatives, like debt settlement, negotiation, or state court litigation. We will then explain which option will be best in your situation, and why. Our goal during this step is to make sure that you clearly understand all your options, and that we answer any questions you may have.
Step 3 — Enjoy Peace of Mind
Once you retain us, we will take care of all the legal work and the preparation of all the court documents, so that you can enjoy peace of mind. In addition, once we start the bankruptcy process, you can refer all your creditors to us, and we will deal with them on your behalf.
- What debts can be discharged?
- Can I keep my house?
- Will bankruptcy stop wage garnishments?
- Do I have to give up all my assets?
- Do I have to list all my debts and assets?
- How will bankruptcy affect my credit?
- Can I discharge a payday loan?
- Can I eliminate my mortgage?
- What is a meeting of creditors?
Call us at (520) 745-4429 or (480) 788-0098 or fill out the form below and we will contact you.