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4 Steps to Avoiding Bankruptcy in Arizona
German Yusufov October 21, 2015
I often get asked by prospective clients in Tucson and Mesa if bankruptcy is the only option available to deal with their debt problems. The truth is, bankruptcy is not...
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Difference between the U.S. Trustee and a Bankruptcy Trustee?
German Yusufov March 15, 2015
If you’re considering bankruptcy in Arizona, you’ve probably come across terms like “U.S. Trustee” and “Bankruptcy Trustee.” While both play essential roles in a bankruptcy case, their responsibilities and authority...
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Debts Not Discharged in Chapter 7 Bankruptcy
German Yusufov February 10, 2015
A Chapter 7 bankruptcy discharges many types of debt. However, there are some debts that are not discharged in Chapter 7. The list of non-dischargeable debts appears in section 523...
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Can Bankruptcy Help an Arizona Real Estate Investor Keep Investment Property?
German Yusufov September 13, 2014
Real estate bankruptcy has risen. With the financial downturn of the last several years, and the corresponding deterioration of lease rates for real estate, many real estate investors have found...
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The Basics of Financial Planning and Dealing with Debt
German Yusufov December 13, 2013
As a bankruptcy attorney, I am used to counseling individuals and families who are struggling with debt. But what I still cannot get used to seeing is how well-meaning people,...
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Can A Creditor Come After Me If I Co-Signed For A Loan?
German Yusufov November 28, 2013
The short answer is yes. I see this situation all the time: parents co-sign loans for their children, family members co-sign for each other, and friends co-sign for friends. Then,...
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Should I Hire A Bankruptcy Attorney?
German Yusufov February 9, 2011
If you are considering bankruptcy, your finances are probably already very tight, so paying for a bankruptcy attorney can seem almost counter intuitive--after all,if you had the money to pay...
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Managing Mortgage Modification While Behind on Payments
German Yusufov October 28, 2010
Falling behind on a mortgage can keep you up at night. Calls, letters, and the fear of losing your home pile on stress fast, and it is tough to know...
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What Happens To My Property When I File For Bankruptcy?
German Yusufov May 11, 2010
Almost all of us own property. When the term “property” is mentioned, most people think of land or a house. However, property includes any item or thing that a person...
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Should Spouses File For Joint Bankruptcy?
German Yusufov April 23, 2010
Today I want to talk about an issue that is important to every married couple considering bankruptcy—whether both spouses should file. The question comes up particularly often with families who...
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