One of the effects of the COVID pandemic has been that many more people became reliant on unemployment compensation and benefits. At the same time, the unemployment benefits significantly increased due to the passage of the CARES Act and other similar laws. It was a surprise to many recipients of unemployment benefits to find out […]
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If you are considering filing bankruptcy in Phoenix or Mesa, Arizona, you are likely already in a stressful situation, and the search for the right attorney to guide you through the bankruptcy process can sometimes only add to the stress. Sure, doing a basic Google search will bring up dozens of results of lawyers and […]
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With the COVID-19 pandemic continuing to drag down the economy and creating financial hardships for individuals and small businesses, it is likely that bankruptcy will become an important tool for overcoming the financial effects of the pandemic in 2021. Several recent changes to the bankruptcy laws provide important new options and benefits for those individuals […]
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A question I often encounter from my Tucson and Phoenix clients is if there is a right time to file for bankruptcy. Bankruptcy can help eliminate many types of debt and provide immediate debt relief. However, many Arizona residents going through financial struggles view bankruptcy as the last resort and try to delay filing for […]
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The COVD-19 pandemic that has been gripping the world over the last year has upended daily life for the majority of people both nationwide and in Arizona. The most serious impact of the pandemic has of course been on people’s health, and the terrible and tragic loss of hundreds of thousands of lives. For many […]
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There is a common misconception that a person filing for bankruptcy will lose everything he or she has. That is not true. Both the bankruptcy law and state law provide a set of “exemptions” that can be used to protect many common assets. See our article on Assets You Can Keep in Bankruptcy. But there […]
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Bankruptcy is designed to give individuals and businesses a fresh financial start. However, another purpose of bankruptcy is to ensure that the creditors are treated fairly. Therefore, the Bankruptcy Code gives the creditors a right to participate in the bankruptcy. Most debtors who are represented by a bankruptcy lawyer will never have to personally deal […]
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In a recent year, more than 477,000 consumers and businesses filed for Chapter 7 bankruptcy in United States Bankruptcy Courts across the country. This type of bankruptcy is faster than Chapter 13, so consumers can move forward with a clean slate much sooner. However, bankruptcy law prohibits just anyone from filing a Chapter 7 case […]
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When you make the decision to file bankruptcy, it is important that you understand how the process generally works. One of the first questions we hear is, how long will the bankruptcy case take to be resolved? It is understandable to want to know how soon you might receive a discharge of your debts and […]
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