Will Debt Relief Damage Your Credit Score?

LaGrande February 3, 2026

Debt can steal your sleep, and worries about your credit score often make it worse. If you are juggling payments, falling behind, or avoiding collection calls, you are not alone....

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Junk Debt Buyer vs. Original Creditor: What Are the Differences and Why Does It Matter

German Yusufov January 28, 2026

Debt can feel overwhelming, especially when you’re being flooded with collection calls or suddenly served with a lawsuit. Many Arizona residents don’t even know who they supposedly owe money to...

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What Debts Can Be Discharged in Bankruptcy?

German Yusufov January 17, 2026

Debt stress often hits fast. Then the calls start, the letters pile up, and it gets harder to see a way forward. At Yusufov Law Firm PLLC, your preferred bankruptcy...

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Can Chapter 13 Bankruptcy Discharge IRS Tax Debt?

German Yusufov January 9, 2026

Owing money to the IRS can create constant stress. Tax balances grow quickly with penalties and interest, and IRS notices often leave people unsure where to turn. While not all...

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How Much Debt Do I Need to File Bankruptcy?

German Yusufov January 2, 2026

Debt can grow quickly, and the pressure often follows close behind. Late fees pile up, collection calls interrupt your day, and it becomes hard to see a way forward. If...

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Chapter 7 vs. Chapter 13: Which Bankruptcy Is Right for You?

German Yusufov December 28, 2025

Debt problems can feel constant and overwhelming. Collection calls, missed payments, and the risk of losing property can make it hard to think clearly. Bankruptcy is designed to stop that...

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7 Things You Shouldn’t Do After Filing Bankruptcy

German Yusufov December 15, 2025

Filing for bankruptcy can bring immediate relief. Collection calls stop, lawsuits pause, and foreclosure or repossession may be halted. But filing is not the finish line. What you do after...

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Foreclosure or Bankruptcy: What’s the Best Financial Move?

German Yusufov December 1, 2025

Missed mortgage payments feel heavy, and the timeline can be confusing. You might be wondering if it is better to let the lender take the house or to file for...

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How Filing for Bankruptcy Affects Your Life and Credit

German Yusufov November 15, 2025

Debt problems weigh on your sleep, your mood, and your plans. If calls and threats are piling up, you are not alone, and you do have options. At Yusufov Law...

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When Should You Stop Using Credit Cards Before Filing Chapter 7 Bankruptcy?

German Yusufov October 24, 2025

Thinking about Chapter 7 often starts with one simple question: When should I stop using my credit cards? The timing really matters, and a few small choices can make your...

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