Can I Keep Some Credit Cards When I File for Bankruptcy?

German Yusufov March 2, 2025

Filing for bankruptcy can be a difficult decision, and if you're considering it, you're likely wondering what will happen to your credit cards. Losing access to credit might feel like...

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Can I Keep My Car in Chapter 7 Bankruptcy?

German Yusufov February 20, 2025

Filing for bankruptcy is stressful enough without worrying about whether you’ll lose your car in the process. For many of us, a car isn’t just a convenience—it’s essential for getting...

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7 Mistakes to Avoid When Filing for Bankruptcy in Arizona

German Yusufov February 15, 2025

Debt can feel like a never-ending cycle, and when bills pile up faster than you can pay them, bankruptcy may seem like the only way out. If you're considering filing...

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Ultimate Guide to Stopping Garnishment in Arizona

German Yusufov February 5, 2025

Wage garnishment can be overwhelming. One day, your paycheck or bank account is intact; the next, a creditor takes a portion of your hard-earned money. If this sounds familiar, know...

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Budget techniques

Budgeting Techniques to Prevent Financial Distress: Effective Strategies for Managing Personal Finances

German Yusufov June 21, 2024

Managing personal finances effectively is crucial for preventing financial distress and avoiding the negative impacts of uncontrolled debt. Here are some budgeting techniques you can utilize to take control of...

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Role of emergency funds preventing bankruptcy

The Role of Emergency Funds in Preventing Bankruptcy: A Financial Lifeline During Crises

German Yusufov June 17, 2024

When it comes to managing your finances, an emergency fund can be an important safeguard against financial crises.  Building and maintaining an emergency fund can provide stability and allow you...

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Student

Student Loan Forgiveness Through The IDR Waiver

German Yusufov April 5, 2024

The Department of Education recently launched the IDR Waiver, a program enabling federal student loan borrowers to receive credit toward loan forgiveness. If you’ve been repaying your federal student loans for over 20 years,...

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Department of Education Fresh Start Program

The Department Of Education Fresh Start Program Is An Opportunity You Do Not Want To Miss

German Yusufov January 11, 2024

If you are one of the approximately 7.5 million federal student loan borrowers with defaulted loans, you will want to take full advantage of the Fresh Start Program being offered...

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Ultimate Guide to Eliminating Student Loans

Ultimate Guide to Eliminating Student Loans: Forgiveness, Settlement and Discharge

German Yusufov September 3, 2023

Student loans are the second largest portion of all consumer debt in the United States, behind only mortgages.  But, because of the special legal protections granted to student loans, they...

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How To Choose The Right Phoenix Or Mesa Bankruptcy Attorney YLF Bankruptcy

How To Choose The Right Phoenix Or Mesa Bankruptcy Attorney

German Yusufov February 9, 2023

If you are considering filing bankruptcy in Phoenix or Mesa, Arizona, you are likely already in a stressful situation, and the search for the right attorney to guide you through...

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