Mortgages and Foreclosure Prevention in Arizona

Foreclosure is a serious concern for homeowners struggling with mortgage payments. In Arizona, foreclosure typically follows a non-judicial process, meaning lenders can proceed without court approval. However, homeowners have options to prevent foreclosure, including loan modifications, forbearance agreements, and short sales.

In some cases, Chapter 13 bankruptcy can help homeowners restructure past-due mortgage payments into a manageable repayment plan, while Chapter 7 may provide temporary relief. The following articles discuss Arizona foreclosure laws, homeowner rights, and strategies to avoid losing a home due to financial hardship.