How to Restore Your Credit After Bankruptcy in Arizona
It is a common misconception that bankruptcy will destroy a person’s credit for several year. Many of my Arizona bankruptcy clients think that restoring credit after bankruptcy is difficult or impossible. In fact, while bankruptcy may reduce a person’s credit score (depending on how high it is before bankruptcy), the credit score can be improved […]
Read MoreCan Business Bankruptcy in Tucson Help You Stay in Business?
A common misconception is that filing for bankruptcy means financial failure. This could not be further from the truth, especially when it comes to businesses. Most businesses that file for bankruptcy do so in order to be able to continue operating. Business bankruptcy is simply a tool that allows a business to restructure its operations […]
Read MoreDo I Need a Bankruptcy Lawyer? – A Judge’s View
For those struggling with debt, hiring a bankruptcy lawyer can seem like yet another expense that they can’t afford. In the video below, bankruptcy judge Case from the District of Arizona Bankruptcy Court discusses the bankruptcy process and the implications of filing without a lawyer. This video should be watched by anyone considering bankruptcy, whether […]
Read MoreHow to Avoid Debt Collection Scams in Arizona
Debt collection scams are on the rise. In order to avoid being taken in by a scammer, read this article and find out what to look for when dealing with debt collectors.
Read MoreDebt Collectors Sanctioned for Deceptive Practices
The Consumer Financial Protection Bureau (CFPB) recently sanctioned two of the largest debt collectors for deceptive and abusive debt collection practices. The two entities are Portfolio Recovery Associates and Encore Capital Group, Inc. Encore’s subsidiaries are Midland Funding LLC, Midland Credit Management, and Asset Acceptance Capital Corp. These entities buy delinquent or charged-off debt from […]
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