What Happens to Your Cosigner If You File Chapter 13 in Arizona?

German Yusufov April 1, 2025

Life can feel hectic when you’re juggling debt payments and trying to keep your finances afloat. Throw in the worry of what might happen to a good friend who cosigned...

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Junk Debt Buyer vs. Original Creditor: What Are the Differences and Why It Matters

German Yusufov March 24, 2025

Debt can feel overwhelming, especially when you’re being hounded by collection calls or facing a lawsuit. Many Arizona residents aren’t sure who they even owe money to anymore. Is it...

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How to Use Bankruptcy to Stop an Eviction

German Yusufov March 12, 2025

The stress of an eviction notice can feel overwhelming, especially when you’re already struggling to keep up with bills. The fear of losing your home adds a new layer of...

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Should I Accept a Stipulated Judgment to Settle a Collection Lawsuit?

German Yusufov March 7, 2025

Getting sued by a creditor can be overwhelming. You might feel pressured to act quickly, especially if the creditor offers a settlement through a stipulated judgment. But, is signing one...

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Can I Keep Some Credit Cards When I File for Bankruptcy?

German Yusufov March 2, 2025

Filing for bankruptcy can be a difficult decision, and if you’re considering it, you’re likely wondering what will happen to your credit cards. Losing access to credit might feel like...

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Can I Keep My Car in Chapter 7 Bankruptcy?

German Yusufov February 20, 2025

Filing for bankruptcy is stressful enough without worrying about whether you’ll lose your car in the process. For many of us, a car isn’t just a convenience; it’s essential for...

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7 Mistakes to Avoid When Filing for Bankruptcy in Arizona

German Yusufov February 15, 2025

Debt can feel like a never-ending cycle, and when bills pile up faster than you can pay them, bankruptcy may seem like the only way out. If you’re considering filing...

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Ultimate Guide to Stopping Garnishment in Arizona

German Yusufov February 5, 2025

Wage garnishment can be overwhelming. One day, your paycheck or bank account is intact; the next, a creditor takes a portion of your hard-earned money. If this sounds familiar, know...

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Budget techniques

Budgeting Techniques to Prevent Financial Distress: Effective Strategies for Managing Personal Finances

German Yusufov June 21, 2024

Managing personal finances effectively is crucial for preventing financial distress and avoiding the negative impacts of uncontrolled debt. Here are some budgeting techniques you can utilize to take control of...

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Role of emergency funds preventing bankruptcy

The Role of Emergency Funds in Preventing Bankruptcy: A Financial Lifeline During Crises

German Yusufov June 17, 2024

When it comes to managing your finances, an emergency fund can be an important safeguard against financial crises.  Building and maintaining an emergency fund can provide stability and allow you...

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